Celebrating Your 21st: The Best Affordable Handguns to Invest In

Congratulations! You’re 21 years old. You made it past all the hurdles to the big one. Now, aside from the typical plans of a fresh 21-year-old to use their new abilities to drink legally, there are a few other rights you’ve been given to use. One of those is your right to buy and carry a handgun. And, odds are high you’re going to spend a little more time seriously considering the more affordable handguns, over the pricier ones.

Many 21-year-olds are fresh to the job market or are still in college, so many can’t afford a brand-new handgun–and some may not even know where to start anyways. Don’t fret, because in this article we will look over some high-quality yet affordable handguns that you should consider as you begin your journey with handguns.

First Steps

Just like getting a pet, there’s way more that you need to prepare for before buying one. Excitement is high and some may just rush to the gun store, but first, you need to take a step back. You need to do research, buy equipment, and invest in programs for your safety. If you plan to buy a gun, plan for the rest too.

Before purchasing, I would highly recommend talking to a few trusted and responsible gun owners around you for advice on the best place to purchase your first handgun, as well as basic gear and safety. Even if you were raised with guns, it may still be a good idea to pursue a handgun training course (especially for concealed carry, though that is already a requirement in some states). There is no such thing as too much training or being too safe, so take the proper steps. 

You should also become familiar with your state laws, such as whether they have:

  • Stand your ground
  • Castle Doctrine
  • Conceal carry license requirements (or constitutional carry)
  • And any other specific laws to your state, it’s your job to know them

Resources can be available after a quick internet search, so if you plan on buying a handgun you can’t claim ignorance if a law is broken. Because guess what, claiming ignorance is never a valid legal defense. This is important, especially if you’re in a highly restricted state, so that you can assure you are abiding by the law. 

A lesser-known practice is getting self-defense insurance/carry insurance. This can be great even before you’re 21, but once you’ve decided to carry a handgun for self-defense it’s more than worth it. It may seem like a lot short term, but it assures you have access to a qualified lawyer and tens of thousands of dollars in attorneys’ fees covered in the instance you need it. Seriously, don’t put it off.

Basic safety gear is also an absolute requirement when purchasing a firearm. Make sure you have ear and eye protection, a good baseball cap for the range, and some targets to practice. A gun cleaning kit is also smart since gun upkeep is more important than you may realize. And don’t forget lube, because dry guns are unhappy guns.

The Five Best Affordable Handguns

Now, let’s get into what guns are worth considering for your first handgun.

Glock 17

Glock 17 Handgun
The Glock 17 has been a long-time favorite among gun owners. [Photo credit: Travis Pike]
Welcome to the Glock cult. The Glock 17 is a classic when it comes to handguns. It is a full-size 9mm pistol, which is a common choice for self-defense. Typically you can pick one up from your local gun store or FFL for around $500. You can find lower prices for used firearms, but make sure it’s still in good shape—don’t cheap out. If you don’t know what you’re looking at, take an experienced shooter with you to inspect the used gun.

This is definitely a durable option as Glock 17s are universally known among many trades to be basically their ol’ reliable. They have their signature safe action trigger, as well as being fairly lightweight (you’ll have to go the single stack Glock route if you want it to be truly lighter). It even has great aftermarket parts to customize as you please, which is a great plus. Glocks are endlessly changeable from sights to Cerakote to triggers.

Specs

  • Caliber: 9x19mm Parabellum
  •  Standard Mag capacity: 17 +1
  • Weight: 24.7 ounces
  • Barrel length: 4.49 inches
  • Trigger pull: 5 pounds, set at the factory

Palmetto State Armory Dagger

PSA Dagger Handgun
The PSA dagger is of the most affordable options for new gun owners. [Photo credit: Brian Armstrong]
At $299, Palmetto State Armory created a more compact and affordable cousin to many full-size 9mm pistols. Its lower price doesn’t mean anything is left out, necessarily. There are a lot of gun owners all over the country who like the Dagger, especially as a starter gun. Remember, the first rule of a gunfight is having a gun, and the price point on the Dagger makes it easier to fulfill that rule. 

On top of that, if you find any part of the gun that doesn’t suit your fancy, just about any Glock or aftermarket Glock part can be put on it. So, getting a cheaper gun and adding a few nice parts may be a great plan. Just make sure you do your research to buy the right parts. 

The only major concern among several PSA Dagger owners is the trigger and the sights. The trigger can be a bit less comfortable than others to pull. The sights are fairly basic but can be easily upgraded.

Specs

  •  Caliber: 9x19mm Parabellum
  • Standard Mag capacity: 15 +1
  • Weight: 22.4 ounces
  • Barrel length: 3.9 inches
  • Trigger pull: 5.5 lbs

Smith & Wesson M&P 9 Shield Plus 

Smith & Wesson M P9 Shield plus handgun - affordable handguns

Smith & Wesson delivers a compact 9mm pistol perfect to use to learn, especially if you need something a bit smaller and lighter. The Shield Plus can be purchased for around $500 from most gun stores or online. (Sidenote: Getting a gun online still means going through the paperwork and background check required by federal law. Online sales aren’t a loophole.)

Specs

  • Caliber: 9x19mm Parabellum
  • Standard Mag capacity: 10 +1 or 13 +1
  • Weight: 17.9 ounces
  • Barrel length: 3.1 inches
  • Trigger pull: 5.8 lbs

Ruger SR1911 in 9mm

SR1911 - affordable handguns
The Ruger SR1911 is definitely more expensive than the other models on our affordable handguns list, however, it’s for a good reason. [Photo Credit: Matthew Collins]
The Ruger SR1911 in 9mm is a higher price point than the others so far, at an average of $775. Its quality matches the price with its accuracy, reliability, and strength. 1911s are another type of pistol considered to be a classic, especially as older generations often put them on a pedestal (but for good reason). So, if you can afford a little more it’s definitely worth it. 

Specs

  • Caliber: 9x19mm Parabellum
  • Standard Mag capacity: 9 +1
  • Weight: 29.3 ounces
  • Barrel length: 4.25 inches
  • Trigger pull: 4.75 lbs

Sig P365 Nitron

SIG P365 Handgun - affordable handguns
Chances are you know someone who owns a Sig P365 with how insanely popular it has grown to be. [Photo credit: Hunter Elliot]
As said by their website, the Sig P365 is “America’s #1 selling handgun” (and it really is uber-popular). The typical retail is around $500 but there are some variations based on specific models. You can even get slight variants with colored parts like blue and rose gold. Sig also offers models that are compliant with several restricted states, so if you happen to live in one, this pistol may be the right fit. 

Specs

  • Caliber: 9x19mm Parabellum
  • Standard Mag capacity: 10 +1
  • Weight: 17.6 ounces
  • Barrel length: 3.1 inches
  • Trigger pull: 6 lbs

Affordable Handguns

Let’s hear from our readers. Do you have other suggestions for affordable handguns for new gun owners? Let us know if the comments section.

Grace Ainsworth Stevens is an outdoor writer and political cartoonist who writes for a number of industry publications including The Truth About Guns and Breach Bang Clear. She's been hunting everything from deer to feral hogs since grade school and started honing her handgun skills at the age of 13. Grace's art is Second Amendment focused and speaks to current events and gun world cliches. She's also a college sophomore and will fight you over robotics and early education issues.

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